Author(s) :

Tanishka Chougule .

Volume/Issue :

Abstract :

The objective of this study is to examine the cryptocurrency regulation system of the United States with that of the European Union by highlighting consumer protection and industry development, comparatively analyzing the two regulatory systems, and providing recommendations for next steps for different types of consumers and companies. The comparison specifies the pros and cons of each system and the trade-offs between legal certainty, consumer confidence, and economic competitiveness. The study also identifies recommendations beneficial for varying corporations and individual consumers through comparative case study. The analysis emphasizes that the stability of Markets in Crypto-Assets Regulation (MiCA), a regulatory system utilised by the EU to supervise the cryptocurrency industry, offers greater financial stability for consumers, while the U.S. model underscores legal rights for corporations and flexibility. The conclusion is offered by outlining implications for firms, investors, and consumers participating in the regimes of regulation, making recommendations for strategic adjustment, and considers a possible scenario for global standardization.